Credit Card Debt: How To Manage, Consolidate and Pay Off Balances

Done right, debt consolidation can provide a relatively fast, simple and affordable way out of increasingly unmanageable and toxic credit-card debt.

Yes. Credit card companies can sue you for debt and, depending on the circumstances and amount owed. Here's what you need to know.

You haven’t ruined your finances forever, but a maxed-out balance can hurt your credit score if you don’t pay it off.

Debt relief companies are for-profit businesses that negotiate with creditors to reduce the amount their customers can repay to close an account.