Debt Relief: Options for Managing and Reducing Debt Burdens

Debt settlement companies typically charge 15%–25% of your debt, and only after a settlement is reached.

A debt management plan lowers interest on what you owe; bankruptcy is a legal process that can erase debt. Here's how they compare and which to choose.

Debt management lowers interest on what you owe through a counseling agency; debt settlement pays less than you owe but hurts credit. Here's how they compare.

Thinking about debt settlement? Learn what kinds of debts can be settled in this Freedom Debt Relief review, plus the fees, $7,500 minimum and timeline.