Debt: Learn How To Manage, Reduce and Pay Off Debt With Confidence
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Debt
How to Negotiate Debt Settlement on Your Own
Negotiate debt settlement yourself by saving a lump sum, contacting creditors, offering around 30%, and getting it in writing. A free, step-by-step DIY guide
Written by Andrew Lisa
| June 10, 2026
6 MIN READ
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Debt
Bankruptcy vs. Debt Relief: Which Option Is Right for Your Situation?
Bankruptcy vs debt relief: compare how each affects your debts, credit, home and taxes, plus when filing Chapter 7 or 13 may make more sense. Read on.
Written by John Csiszar
| June 9, 2026
11 MIN READ
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Debt
Citizens Debt Relief Review 2026: What To Know Before Enrolling
This Citizens Debt Relief review covers fees, minimum debt, settlement timelines and credit score risks to help you decide if it fits your budget. Read on.
Written by Rudri Bhatt Patel, CFHC™
| June 9, 2026
10 MIN READ
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Debt
How Debt Settlement Affects Taxes: What To Know Before You Settle
Learn how debt settlement affects taxes, when forgiven debt is taxable income and how exceptions like insolvency may help you owe less to the IRS. Read on.
Written by John Csiszar
| June 9, 2026
10 MIN READ
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