Credit Card Debt: How To Manage, Consolidate and Pay Off Balances

Learn how to pay off multiple credit cards strategically with the snowball method, avalanche method or consolidation — plus habits that keep you debt-free.

Can paying off debt hurt your credit score? It can dip briefly, especially with loans or if you close a card — but it usually rebounds within a month or two.

Yes. Credit card companies can sue you for debt and, depending on the circumstances and amount owed. Here's what you need to know.

A credit card hardship program can lower your APR, reduce payments or waive fees during a financial setback. Learn how to qualify, apply and what to ask first.