Credit Card Debt: How To Manage, Consolidate and Pay Off Balances

Whether you're liable for a spouse's credit card debt depends on your state. See how death, divorce and community property laws affect who pays.

Compare a balance transfer vs. debt consolidation loan, including rates, fees, repayment terms and credit impact, to pick the best fit for your debt.

When you use a credit card to make purchases, you’re borrowing money from the card issuer and agreeing to pay it back, often with interest.

Learn how to refinance credit card debt with a balance transfer card or personal loan to lower your APR, simplify payments and pay off your balance faster.