Credit Card Debt: How To Manage, Consolidate and Pay Off Balances

Can a credit card company garnish my wages? Only after suing you and winning a court judgment. Learn the 25% federal cap, protected income and how to respond.

If you have credit card debt and you also have savings, you’re likely wondering whether or not you should use those available funds to pay off your balances.

Your outstanding balance is the total amount of money you currently owe on your credit card. Here's what you need to know to use your credit card well.

Learn how to pay off $10,000 in credit card debt with a balance transfer card, personal loan, debt management plan or DIY payoff — and which option fits you.